FEMA Extends Proof Of Loss Deadline
by: Laurie Johnson, March 5, 2009 9:03:11 pm
FEMA has extended the deadline for what's known as proof of loss of flood damage associated with Ike. That deadline was this coming Tuesday, but has now been extended to June 8th. This is FEMA's Simon Schabel.
"Because Hurricane Ike was such a catastrophic storm and affected such a wide area, we understand that there are challenges for people getting adjusters out to their homes and things like getting contractors to bid on repairs, so we've granted a couple of extensions, initially 120 days, and now there's been an additional 90-day extension — so people have until June 8th to file their proof of loss."
The proof of loss document is required by the federal government for flood damage claims. It states what happened, when it happened and where it happened. Schabel says homeowners need to check with their insurance agents to make sure the document has been submitted with their claims.
"The reason that FEMA's involved is because we underwrite and are the national backstop for the National Flood Insurance Program, but actual policies are written by private insurers all over the state, so they're the ones who administer the policies and homeowners who have flood insurance who need to make a claim — their first step is to work with their agent."
Again, that new FEMA deadline for proof of loss on Ike-related flood damage claims is now June 8th. You can find out more at www.floodsmart.gov.