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Past Articles by Julie Appleby

Health Insurers Brace For Consumer Ratings In Some States

Several states are scrambling to decide what information about quality would be useful to the millions of people and small businesses expected to shop for insurance coverage in new marketplaces beginning in October.


Health Insurers Brace For Consumer Ratings In Some States

Several states are scrambling to decide what information about quality would be useful to the millions of people and small businesses expected to shop for insurance coverage in new marketplaces beginning in October.


Feds Outline What Insurers Must Cover, Down To Polyp Removal

Essential benefit requirements apply mainly to individual and small group plans. The federal requirements also affect benefits provided to people newly eligible for Medicaid coverage. Now, for instance, we know that insurers won't be allowed to can't charge consumers a copay for a screening colonoscopy, even if a polyp is removed.


Feds Outline What Insurers Must Cover, Down To Polyp Removal

Essential benefit requirements apply mainly to individual and small group plans. The federal requirements also affect benefits provided to people newly eligible for Medicaid coverage. Now, for instance, we know that insurers won't be allowed to can't charge consumers a copay for a screening colonoscopy, even if a polyp is removed.


Why Some Families Won't Qualify For Subsidized Health Insurance

Under the health care overhaul, many people who find their job-based health coverage too expensive can get help buying insurance through exchanges. But rules just finalized by the Internal Revenue Service will limit who is eligible for a subsidy and could leave some families shut out.


Why Some Families Won't Qualify For Subsidized Health Insurance

Under the health care overhaul, many people who find their job-based health coverage too expensive can get help buying insurance through exchanges. But rules just finalized by the Internal Revenue Service will limit who is eligible for a subsidy and could leave some families shut out.


Computer Issues May Complicate Launch Of Health Insurance Exchanges

State insurance regulators learned recently that an electronic system most insurers will use to submit their policies for state and federal approvals won't be ready for testing next month. The unexpected problem could delay work on the exchanges by three months.


Computer Issues May Complicate Launch Of Health Insurance Exchanges

State insurance regulators learned recently that an electronic system most insurers will use to submit their policies for state and federal approvals won't be ready for testing next month. The unexpected problem could delay work on the exchanges by three months.


UnitedHealthcare Pledges To Keep Popular Coverage, Regardless Of Supreme Court

One of the largest private health insurers said it will continue to allow young adults up to age 26 to stay on their parents' plans and will end lifetime dollar caps on claims, no matter what the Supreme Court decides. It's the first major insurer to make those promises.


In Talent Hunt, Some Businesses Offer Health Benefits For Same-Sex Couples

Last year, a little more than half of employers offered health benefits for domestic partner according to a nationally representative sample of about 3,000 employers surveyed by benefit consultant Mercer. That's up from a little less than one-third in 2010.


In Global Rankings, US Fares Poorly On Premature Births

Babies are born too soon at a higher rate in the United States than in 125 other countries. The first worldwide rankings of preterm births show the problem isn't limited to the developing world.


Insurance Brokers' Fees Won't Count As A Health Care Expense

That decision, in one of the regulations for implementing the health overhaul, is sure to disappoint insurance agents, as you might have guessed. But it's more important than you might have imagined. The ruling makes it more likely that insurers will have to pay rebates to customers.


Big Jumps In Health Premiums Will Soon Face Government Review

Under new rules just issued by the federal government, insurers seeking rate increases of 10 percent or more will face more scrutiny starting in September. The change comes as insurers have reported solid profits.


Some States Want Medical Spending Minimums For Insurers Relaxed

Consumers in nine states expect to receive millions in rebates from their health insurers on this year's premiums because insurers did not hit a spending target for medical care. But consumer advocates say most insurers should be able to meet the spending rule.